Shopping for car insurance is not easy. There are so many alternatives, how to pick the right one? We have gathered the most useful and up to date information for buying and choosing the right car insurance. We hope this site proves useful for you in your quest! Don't forget to bookmark us and come back often!
The Costly Lure Of Free Car Insurance
by Joseph Kenny
Although not a completely stagnant market, selling new motorcars
in the UK these days is hard work. Combating this, one very
successful way that car manufacturers have found to attract new
buyers to the motorcar market in the UK is to offer the first
year's car insurance completely free with the purchase of a new
motorcar.
Wonderful, but before you jump in and buy that new car,
consider this:
- if you are under the age of 25, while the first year of your
motor insurance is going to be completely 'free' (i.e. paid for
as part of a sales gimmick by the car manufacturer), subsequent
years won't be! So, before you buy that brand new SUV, 4x4 or
sports car, you may want to
Cars at up to 90%
off the book value!
enquire what the insurance will cost
you subsequent of year 1 - otherwise you may well find you have
the nicest looking car sitting on a car driveway in your
neighborhood!
- if you are going to buy the car using one of the car
manufacturers' payment hire-purchase payment plans, read the
fine print to see if you are contractually required to use the
same car insurance provider throughout the term of the
hire-purchase period. If so, you may want to reconsider the
value of buying your new car this way as there is a very good
chance you can find cheaper car insurance elsewhere.
- remember that even if you are the perfect driver and have no
accidents or need to call upon the car
Get a free
brand new car!
insurance company's
services, it is going to have no bearing on the insurance quote
for year 2. This is the case because you'll not be credited with
any 'no claims bonus' for that period.
- if you decide to go ahead with the deal, check carefully to
see what the car insurance exclusions are as, in most cases, the
car insurance being provided for the first year is fairly basic
and won't cover you for a number of circumstances and events
that you may automatically have assumed they would.
There is little doubt that the lure of a year's free car
insurance policy as a marketing tool has been extremely
successful, but faced with this and the opportunity to try and
negotiate
some free extras or upgrades with your new motorcar,
you may very well want to consider taking the option of
negotiating for the free extras or upgrades because in the long
run the free motorcar insurance being given to you by your car
salesman is going to be anything but 'free' and will almost
certainly end up costing you far more than if you had arranged
the car insurance yourself online.
About the author:
Joseph Kenny is the webmaster of the insurance site http://www.insure121.com/
where you will find information, news and links to the leading
providers of car
insurance in the UK.
Related Articles
Types of Long Term Care Insurance -
Regardless of what some people might think, medical insurance will not cover the expenses and services that long term care insurance covers. There...
What is Car Insurance? -
Car insurance is compulsory in the UK. You are required by law to have a policy to cover your liability to other road users. The Road Traffic Act...
15 Ways To Lower Your Car Insurance -
1.Shop around
The difference in price between various companies can be significant. What one company may consider a high risk factor another...
Have a Teen Driver? Learn How to Save Money on their Car Insurance. -
Boca Raton, Fl -- Did you know when parents add their teens to
their car insurance policies, premiums can jump from 100 percent
to 355 percent even...
Really Cheap Car Insurance -
There are the usual tips for getting really cheap car insurance.
You may need to be reminded of these. Then there are the secrets
that you haven't...
Need more information? Try a search:
Latest news on Car Insurance
car insurance - Yahoo! News Search Results
Updated :
Want Better Car Insurance Rates? You Have to Make the Call - Your Money
A retiree qualified for lower car insurance premiums, but found that out only after a chance piece of mail prodded him to call his insurer.
Publ.Date : Fri, 03 Feb 2012 05:14:45 -0800
Ontario car insurance rates increase 2.9 per cent says Kanetix.ca
Consumers still have opportunities to save money on their car insuranceTORONTO , Feb. 6, 2012 /CNW/ - Kanetix® (www.kanetix.ca), an online quote comparison website for insurance and financial products, ...
Publ.Date : Mon, 06 Feb 2012 03:55:00 -0800
Progressive Car Insurance to Hire 185 People in Austin
In a state where unemployment rates recently hit 7.8 percent, Progressive car insurance is helping boost the Austin area economy by filling 185 positions in sales, service and clai
Publ.Date : Wed, 01 Feb 2012 11:45:00 -0800
Progressive Car Insurance to Hire 65 People in Phoenix
In a state where unemployment rates recently hit 8.7 percent, Progressive car insurance is helping boost the Phoenix area economy by filling 65 positions in sales and service.
Publ.Date : Wed, 01 Feb 2012 11:39:00 -0800
Motorbike Insurance Guide Launched by Tiger.co.uk
Car insurance comparison site Tiger.co.uk, one of the UK’s most popular comparison sites, has announced that it has published a guide to motorbike insurance. (PRWeb February 06, 2012) Read the full story at http://www.prweb.com/releases/bike/insurance/prweb9169548.htm
Publ.Date : Mon, 06 Feb 2012 05:36:09 -0800
How Does Your Car Insurance Company Classify Your Ride?
Car insurance companies determine your insurance rates based on several factors. One of the main factors is what kind of car you drive. In the UK, a Group Rating Panel reviews each type of car and provides a suggested risk factor for each model. Insurers can use these group ratings to help establish standard premiums for the cars based on the criteria that the Rating Panel uses.
Publ.Date : Tue, 31 Jan 2012 16:14:08 -0800
Car Insurance Discount Helps Pac-12 Students and Alumni Save Money on Car Insurance
SAN FRANCISCO, Feb. 1, 2012 /PRNewswire/ -- Esurance, the direct-to-consumer personal car insurance company, is offering Pac-12 students and alumni living in Arizona, Colorado, Oregon, and Utah a car insurance ...
Publ.Date : Wed, 01 Feb 2012 05:00:00 -0800
Increase Website Traffic